College Grants-Getting Grants For Women, Minorities and Single Parents

College Grants-Getting Grants For Women, Minorities and Single Parents

Every year the government gives away billions of dollars to millions of people and organizations. Most people, however, have no idea that they may qualify for as much as $20,000 in free grant money that never has to be paid back. There are grants for minorities, single parents, and women to help with expenses or to reach your goals.

While anyone who is at least 18 years old can apply for grant money, that doesn't mean you are entitled to receive these funds. Each grant program has different eligibility requirements that must be met in order to have your grant request approved. But when it does, you get free money that never has to be repaid.

That's cash that you may be able to use to:

Help you get out of debt

Start a home business

Go back to school and obtain a high paying job

Government grant money can help single mothers pay for daycare, transportation costs, or even school expenses. By accessing a grant directory, you'll be able to see the various programs that are being offered to individuals, minorities and women. But be sure the grant resources you access have access to not only government money, but also private foundation grants. There's millions of dollars offered by private organizations, many of which have more favorable terms and a more lenient application process.

Once your grant request is approved, you'll have the cash you need and never have to repay it. As long as you spend the money appropriately, it's yours to keep.

To begin, access government grant resources by searching the up-to-date directory to find grant funds that are currently available. See how much you qualify to obtain and potentially get your first check in as little as 7 days.

Visit to:http://minoritygrantmoney.blogspot.com/

Source: http://EzineArticles.com/2674264

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Tips On Finding Scholarships For Current College Students

Tips On Finding Scholarships For Current College Students

In this day and age, good education is indispensable. Unfortunately, many underprivileged students are having a hard time looking for funding for their education. This is where scholarships for current college students come in. The immense help provided by these scholarships cannot be denied.

Finding grants for college might not be a walk in the park. In addition to choosing among the various options today, you will also have to compete with other aspiring scholars. Your first tip in finding state scholarships and grants is to start early. Having a head-start with the other competitors will give you an edge. You will a higher chance of acquiring different grants for college such as Federal grants if you pass an application early.

It also doesn't hurt to have the right connection. Even with the internet as your guide in finding state scholarships, knowing the right people is needed. They can refer you to various non-government organizations that offer corporate or private scholarships. Competition is tough when it comes to snagging a spot in these scholarship programs. This is why you have to pull the right strings to acquire them.

You also need to polish your application. If you have a good academic standing, your chances of finding scholarship programs with deep money resources are high. Many corporations, companies and independent organizations shell out money to support kids that are academically good.

You can also take advantage of your being a part of the minority group. Hispanics, Asians and African American students can all sign up for minority group scholarships. These are often offered by the state. Many colleges also give financial aid to these students.

When trying to find scholarships for current college students, you have to ask questions. Make sure you set an appointment with your school's financial councillors so they can lay out your options.

It is also ideal that you polish your application form. Make sure the information you have provided are really accurate so they can review your background well. Fill out the essay part of your application correctly. Try to make a good impression and talk about the reasons why they should pick you as the recipient of the scholarship.

Visit to: http://minoritygrantmoney.blogspot.com/

Source: http://www.articlesbase.com/college-and-university-articles/tips-on-finding-scholarships-for-current-college-students-4895036.html

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Business Grant Money Information

Business Grant Money Information

A successful business often starts with a single idea. Then, with a little help from outside financial resource, this idea is later turned to reality. See the trend here? While we're not saying that money can make the world go round, it can do a lot of unusual feats, like turning your ideas into dollars, for instance. But then, there lies a problem. How many bright ideas do you think have people come up with? A thousand? And out of all that, how many of them had been turned into successful business enterprises? Ten? Twenty? Thats because the person who came up with the idea doesnt have the financial means to make his idea work. Now, what if we told you that there is a way for you to finance your dreams? No, we're not talking about loans. We're talking about business grant money. Unlike a loan, a business grant does not require you to pay back the amount. In fact, thats the reason why many people refer to it as free money because it is, technically, free, though there may be obligations and sanctions imposed. The great thing about business grants is that it is out there.

It exists, though you may have to dig deep to find one that suits you perfectly. And when it comes to federally funded grant money, you may have to dig a bit deeper than usual. You see, while many private institutions and nonprofit groups offer business grants to enterprising individuals, the real money (a hefty chunk of it, in fact) often comes from government. Congress allocates about $67 million in business grant money to be distributed to the 57 federal agencies all over the United States. For a simple street-paving project proposal, you may get awarded something around $1,000 - $25,000 in grants. The only requirement that the federal government imposes is that your business project must be beneficial to the local community or the general public. A search through the Catalog of Federal Domestic Assistance (CFDA) will lead you to two types of business grants: one for rural businesses and one for minority business enterprises. For a rural business grant, the purpose is to promote sustainable economic development in rural communities with exceptional needs.

Since the program gives a strong emphasis on helping existing businesses grow, eligible applications for the grant money for starting a business are public entities and nonprofit corporations that may in turn award money to the residents they serve. Other eligible applicants for the money for starting a business include Indian tribes on Federal or State reservations or other Federally recognized tribal groups, and cooperatives with members that are primarily rural residents and that conduct activities for the mutual benefit of the members. On the other hand, minority business grants offered at CFDA is aimed at fostering new minority business enterprises and maintaining and strengthening existing firms to increase their opportunities to participate and receive benefits of our economic system.

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Source:http://www.peerfear.org/articles/14547

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Swope Health Services grant money

Swope Health Services grant money will support new clinic in Independence

Swope Health Services has received more than $2.5 million in federal grants designed to increase the number of patients the group can serve through its community health centers.

Dave Barber, Swope’s interim president and CEO, said the center plans to use $2 million for a new clinic in Independence, and $500,000 to renovate the radiology and mammography rooms in Swope Health Central and to buy new imaging equipment for mammography and dental care.
A spokesman said Swope still is evaluating whether to build a new standalone clinic or expand the current one at 1638 W. Highway 24.

“These dollars will help us increase capacity and dramatically improve the caliber and cost-effectiveness of our radiologic services,” Barber said in a release.The U.S. Department of Health and Human Services on Tuesday announced $728 million in grants provided under the Affordable Care Act, including $10.3 million for Missouri and $21.7 million for Kansas.Swope is the only Kansas City-area center receiving the grants, which are aimed at supporting construction and renovation projects, as well as helping centers buy equipment or fulfill other key facility needs.HHS said in a new report that the health care law already has helped expand or renovate 190 existing health centers nationwide and create 67 new ones, serving almost 3 million additional patients. During the next two years, the department said reform will pay for construction at 485 existing centers, build 245 new ones and provide for 1.3 million new patients.

“For many Americans, community health centers are the major source of care that ranges from prevention to treatment of chronic diseases,” HHS Secretary Kathleen Sebelius said in a release. “This investment will expand our ability to provide high-quality care to millions of people while supporting good-paying jobs in communities across the country.”

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Source: http://www.bizjournals.com/kansascity/news/2012/05/01/swope-health-services-gets-federal.html


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Free Minority Grant Money For Personal Use

With the billions of dollars in free government and private foundation grants, there is a tremendous amount of money available in minority grants to help people get the money they need for their personal use. With the money that can be obtained, you can pay off debt, start a business, or even buy a new home. It's just a matter of finding the program you qualify for and submitting your grant application.

These grant funds are not just for African American citizens either. There are grant for Hispanics, Asians, American Indians, and all walks of life. It doesn't matter what kind of income you have or what your credit looks like. There may be multiple minority grants that you can qualify to receive.

What exactly is a minority grant? These are funds set aside by the government and other private foundations that can offer you the cash you need for various purposes. Once your application and grant request is approved, you'll receive the money you need to help you achieve your goal. As long as the funds are used in accordance to the grant, you'll never have to pay the money back.

That's what makes grants such a great advantage over loans. You never have to repay the grant money you receive, which is also tax free. And when you apply, there typically is no credit check, no down payments, and no collateral needed. As long as you are at least 18 years old and an American citizen, you can apply for as many grants as you see fit.

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Minority Women Business Grants

Minority Women Business Grants

Nowadays, there are many government and private entities who offer minority women business grants to start their own businesses...If women decide on starting their own businesses, they normally approach their friends or relatives for loans, or try to obtain commercial loans from banks. For women falling in the minority category such as Asian, Spanish-American, or African-American who want to start businesses, there is a special benefit set aside known as minority women business grants.

Applying for Free Grant Money

Basically, a grant is a loan which is given by the granter to the receiver free of the need to repay. This simply means that if you receive any kind of grant, it is not necessary for you to repay it back again to the granter. You can use up all the money for the purpose you had applied the grant for. It is kind of free money or free gift to the needy, that are normally provided by various non-profit institutions and other businesses, with the federal government grants being the major lender. Apart from federal government grants, individual states and regional authorities also have their own set of grants to be offered to women from the minority class.

Difference Between a Loan and a Grant

A loan is where you have to pay back the amount to the lender with due interest. Whereas, a grant is free, and there is no need for repayment. One more point to note is that, you are eligible for business loans only after the lenders are convinced with your credit status. While in the case of grants, your credit history is not checked, since there is no need for repayment. On the downside, the grant obtaining process can be more complicated than of loans. Unlike loans, grants to be offered are limited in numbers, therefore due to a huge number of applicants, there can be only few who can receive this free money.

Obtaining Minority Women Business Grants

As grants are limited, you need to do some preparations for increasing your chances of obtaining the grants. For bettering your chances of receiving minority grants, you most importantly need to devise a business plan according to the business you are thinking of setting up. The chances of you being unsuccessful in obtaining the grants are high if you do not have a proper business plan which will assure the granters that the funds are going to be used for a good purpose. In preparing a good business plan, you can take help from business writing professionals or consultants.

With a sound business plan proposal, there also might be further requirements to be eligible for receiving the grants. Such requirements are usually industry specific. There are some women grant schemes which provide grants to women only from a specified work sector. Coming to how much money can be obtained in these repayment-free minority business loans, grants can include financial aid ranging from $1,000 to $25,000. This money can be used for the purpose of starting a new business altogether, expanding current business, or executing other business growth strategies.

The main key to succeed in getting grants is preparing a proper business plan. You can check the government's website for any information regarding the eligibility criteria of obtaining federal government grants. You can also check with several non-profit business organizations or women welfare societies in your locality if they are offering any grants.



Visit to: http://minoritygrantmoney.blogspot.com/


Source: http://minority-grantmoney.blogspot.in/


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Small Business Startup Grants

Small Business Startup Grants

There are some Government grants that are available for EXPANSION OF businesses (but not to establish a new business). When a government agency makes funds available for a grant, it places an announcement in the Federal Register which is issued every weekday.

For the major part, these grants are very specialized. Moreover, many Government grants are not available through the year. That is, you can't apply for most of them at any time you wish -- in practical, you can apply for them only when they are announced by a Government agency.

GRANT is not exactly a loan, Attempting to get funds through a orthodox financial institution can be very lengthy and requires loads of paperwork, only to find out that you've been refused. These Government Agencies don't have to work under the same abovesaid requirements that banks do. You work on how much funds you require, as long as it's a legible amount and complies with Government Agencies basis, the fund is yours to keep and you don't have to repay it. This money is interest free and non taxable .None of these plans need a collateral ,co-signers , credit check, security deposits , you can apply even if you have a bad credit or bankruptcy , it doesn't matter, you as a U.S. citizen and tax payer are entitled to these funds.
Anyone planning about going into business for himself, or wishing to enlarge an existing business should head for the world's largest "one-stop-money-hub" where FREE MONEY is being held for you to begin or expand a business by the Federal Government.

It is absolutely amazing that people living right in the United States of America wouldn't know that every year the world's biggest source of free business aids in delivering.

While there are still no direct small business grants that can be borrowed from the federal government, many state development agencies offer direct small business grants and other types of financial assistance designed to encourage and help businessmen in starting or expanding a small business
SOME FACTS:

Over $29 trillion dollars in low-interest loans and free grants;
over one-third billion dollars in obtaining of contracts; and
Around $32 billion dollars in research grants FREE consulting.
With a market that remains unpredictable, and a requirement for even greater economic growth on all aspects, the federal government is more interested than it ever has been earlier to give you the money you need to establish your own business and become your own boss!

Majority of people never try for FREE government GRANTS since they feel it is not meant for them, or simply don't know who to contact or feel there's too much red-tapism.
In spite of the perception that people should not trust the government for aid, the great government give-away programmes have remained so amazingly big that if each of the approximately 9 million businesses applied for an equal share, each would receive over $69,000.
The fact is, however, that people from all aspects of life do receive GRANTS MONEY free and other help from the government, and you are entitled to it.

How to Find Small Business Grants for Veterans-Veteran Entrepreneurs-Free Government Grants
How to Find Small Business Grants for Veterans-Veteran Entrepreneurs-Free Government Grants

The Obama administration recently passed the American Recovery and Reinvestment Act (ARRA) of 2009 which set aside 787 billion dollars to revitalize the ailing economy. Out of the 787 billion dollars 275 billion dollars have been earmarked as federal government grants. You can avail grants from this sum if you meet the strict eligibility criteria. Financial assistance received through government grants is the best way to fund a business as the money need not be repaid.

The government grants are mostly given to nonprofit organizations and institutes working towards the betterment of society. The government also provides financial aid to business dealing with renewable energy and energy efficiency solution providers. The Obama government has even set up a task force on veterans small business development to support veterans run and start their businesses.

If you are looking for grants, then one of the things you could do is talk to the officer with the Small Business Administration (SBA). The SBA has set up the Office of Veterans Business Development, and you can check out the location of an office near you on the SBA website. The SBA is also the right place to check for small business grants for disabled veterans and small business grants for women.

Another resource for checking small business government grants for veterans is the Catalog of Federal Domestic Assistant (CFDA) website. The website has free details of over two thousand federal assistance programs. The website also has a help desk number which you can call for assistance regarding government small business grants and loans.

The local chapter of the Chamber of Commerce is also a good start if you are looking for small business loans and grants for veterans. They have several funding opportunities and if you fit the eligibility criteria you could qualify for a grant and if not you could check their list of available loan opportunities. They have specific grants like small business grants for minorities and women which you could apply for.

If you have seen advertisements that offer financing for veterans for a small fee, stay away as most of the information they offer is available free on the government grants website. If you have identified the grant which best qualifies you from the CFDA website, you can use the CFDA number to apply for that particular grant on the governments grant website.

There are several new funding opportunities under the American Recovery and Reinvestment Act of 2009 (ARRA) which a veteran can take advantage of. The details for these new opportunities is made available by the administration on its government recovery website. The 275 billion dollars worth of grants are set to be made available over a period of ten years with most of them being given out in the first three years.

Another resource for loans for veterans is the nonprofit organizations (NPOs). There are many NPOs who work for the betterment of veterans and their families. The Internet is the best resource for finding an organization which will accommodate your needs. Try organizations like 'Rotary' as they have a lot of community development programs under which they could provide financial help for veterans.


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Source: http://business-startupgrants.blogspot.in/2012/04/how-to-find-small-business-grants-for.html


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